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How Much Could
You Borrow?

It’s good to know that how much you can borrow is based on a combination of your deposit
and your annual income.

Generally, you can borrow up to 4.5 times your income, and lenders will want your deposit
to be at least 10% of the value of the property.

Remember when deciding your deposit amount that you might want to keep some savings
back for refurbishments, legal fees, or buying something nice when you move in.

*This figure is an estimate, designed to help you understand what a lender might offer you.
Make sure you get accurate figures from your lender before committing to any mortgage.

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